One Application,

Many Powers

Cross Border Payments Orchestration Platform.
A customizable Multi-Currency Platform with Real-time Cross-Border Payments capability offering global payout network and Managed Treasury Services.

Multi-Currency Ecosystem
Modular Services
Open Banking API
Embedded Payments

About Lulu Financial
Holdings.

Exploring Opportunities
and Challenges in Cross-Border
Payments

Lulu Financial Holdings

Lulu Financial Holdings is a global player in financial services, enhancing its market presence through innovative solutions

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RaaS Business Model

The Remittance as a Service (RaaS) model allows flexibility and scalability, catering to diverse client needs in the financial sector.

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Focused on Cross-Border Payments

The company specializes in facilitating international transactions, addressing the growing demand for seamless cross-border payment solutions.

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Collect, Convert, Pay

You can focus on customer experience, while the platform does the heavy lifting.

Innovating X-Border

Modern payments and settlement stack addressing changing payments landscape.

RaaS Business Mode

Enabling LFIs and their apps offering end-to-end remittance stack.

Collect, Convert, Pay

You can focus on customer experience, while the platform does the heavy lifting.

Industry Growth Drivers

Embedded payments, Mass Payouts, Collections use cases.

Challenges in the Sector

Addressing the disaggregation of payment services as a critical hurdle.

Key Figures

24M Transactions, Over US$19B

Curated Payment Journey For Mobile Apps

Understanding Key Segments for Cross-Border Payment Solutions

Banks/ FIs.

Secure, compliant global transfers through bank integrations.


Financial apps

Fast, accessible cross-border transactions.


E-wallets

Instant, cashless transfers worldwide.

We have 100+ Satisfied & Trusted Partners

As-A-Service

Exploring Stand-Alone and Comprehensive Solutions for Payments

Title
White-Label Payment Solutions

Offer a customizable platform for businesses to manage their payment networks, enhancing brand identity.

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Build Your Own Network (BYON)

Empower clients to create tailored payment networks that meet their specific operational needs.

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Smart Routing

Access any popular payment networks, MTOs, through single API. Enable smart routing of transactions leveraging various payout networks.

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Multi-currency ecosystem

Supports diverse currencies, enhancing flexibility for users and businesses in global transactions.

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Treasury services

Offers managed treasury functions, ensuring optimized cash flow and risk management for institutions.

Title
Modular services

Allows financial institutions to customize services based on specific needs, improving operational efficiency.

Digit9 Payment Network

Unlock global financial connectivity with Digit9's cutting-edge money transfer network.

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COUNTRIES

1

CURRENCIES

1

WALLETS

1

DIRECT BANKS

1+

HAPPY CUSTOMERS MONTHLY

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Multi-Currency Platform Marketplace for Cross-Border trade & Payment messages. Load, Pay, Collect, and Swap between multiple currencies & pairs.